How can I grow my money

Earning money with the garden - tips & important information

In some years the harvest is just huge. Those who can no longer keep up with the food can also sell their harvest. But there is a little to consider here.

Gardening can be very relaxing. Those who like to work outdoors often see work in the garden at home as an excellent way to balance out stressful everyday life. A large garden can also be the ideal activity for retirees. Exercise in the fresh air keeps you fit and the creative possibilities that garden design offers can be better exploited with enough time and leisure.

For some people, however, their garden is much more than just an active hobby. Gardening can also be used to make money. If you find the right niche for yourself, you can silver your green thumb. In particular, products such as fruit, vegetables and other plants that were grown in one's own garden are very popular today and usually find enthusiastic buyers. Great fortunes do not always beckon, but there are definitely ways to improve the household budget with a productive garden. In this way, passion and livelihood can be cleverly combined.

Order is not only required in the vegetable patch

Hobby gardeners with an enterprising idea should be aware of one thing: even small-scale income from gardening activities may be taxable and should therefore be registered with the trade office. Those who find out in detail in advance can save themselves a lot of trouble and are on the safe side with their idea of ​​turning their beloved hobby into money.

In principle, the local trade office is responsible when it comes to registering a secondary activity in the field of gardening and landscaping. The legislator has created the legal basis in Section 14 (1) GewO at https://www.gesetze-im-internet.de, which is applicable here. Anyone who passes on fruit and vegetables, plants, saplings or plant seeds directly and unprocessed to the customer is acting within the framework of what is known as agricultural primary production.

Nevertheless, an activity should be registered with the responsible trade office for the sale of the products. Anyone who sells as a sideline to an employee is generally exempt from trade tax. However, income tax levies on the generated turnover are only required if a fixed minimum limit per year is exceeded. At present, income from secondary employment of up to 410 euros per year is exempt from income tax.

If you want to sell processed products such as jams or cakes in addition to pure garden products, a business registration is essential. In addition, the products must meet various requirements and comply with specified purity requirements. Detailed information on this topic can be found on the website of the Bavarian State Office for Health and Food Safety at https://www.lgl.bayern.de. In addition, special requirements do not usually have to be met in the case of a so-called small business.

Tax return for enterprising hobby gardeners

❖ Accounting software

Anyone who does their own tax return despite their secondary business is well advised to use professional accounting software. All private and business finances can be neatly separated from one another here, and main and secondary activities can also be listed separately. It is also possible to record receipts digitally. In this way, all accounting processes can also be optimally prepared if the annual tax return is handed over to a tax advisor.

Professional accounting programs have the advantage that they are very user-friendly. Established brands also have the advantage that the acquisition of the software itself can be claimed for tax purposes again. The guide at https://shop.lexware.de explains which accounting programs can be deducted from tax and how the claim is correctly booked.

❖ POS system

The choice of the right POS system for the sale is left to the trader himself. There are numerous variants, from fully automatic cash registers to simple booking systems. However, it is important to be able to issue a receipt to the customer upon request and the goods sold and the income generated with them must also be properly booked for the tax office. In the case of farm shops and similar businesses, the tax office requires a daily booking, which means that the daily income must be individually accessible and verifiable. Most of the very small and simple cash register systems allow this type of booking.

On the other hand, when it comes to receipts for your own expenses, mobile software can be very useful. Modern accounting software often offers a feature that allows receipts to be scanned in directly via an app and processed for accounting purposes. With the purchase of the software, the associated receipt entry app is often free of charge. For example, receipts can be scanned in directly at the hardware store and added to the accounting program. User-friendly programs such as those from https://www.lexoffice.de also offer the service that the receipts are automatically categorized and saved for subsequent accounting processing.

Sell ​​products from your own garden

The first and probably easiest way to earn a little extra money with your own garden is to sell products you have grown yourself. This can be traditionally home-grown fruit and vegetables, but also other products such as flowers, plant seedlings, plant seeds or processed items such as home-made bouquets, wreaths or the like.

A well-tended garden usually rewards its gardener with rich yields that, depending on the size of the garden, can far exceed their own needs. When family and friends are already taken care of in abundance and the fruit trees and vegetable patch are still bending under their abundant burden, selling nature's good gifts might be worth considering. Fresh food directly from the region is enjoying growing popularity and many people are happy today when they can buy their fruit and vegetables directly from the producer and get an idea of ​​the growing conditions. Garden enthusiasts with a green thumb can take advantage of this and sell their plants and their products fresh from the tree or straight from the vegetable patch.

Processed products from our own production can also be turned into cash in this way. Homemade jam is always very popular, as is applesauce. Those who like to bake can certainly look forward to enthusiastic buyers for fresh fruit cakes not only on weekends. This is a particularly pleasant way to combine hobbies and sideline activities.

Farm shop, vegetable stand and Co.

It doesn't always have to be your own farm shop. Often a small storage room is sufficient in which the products can be temporarily stored and sold to interested parties. Many a hobby gardener started with a small sales table in the garage or in the gazebo. If the small business grows and flourishes as well as the garden itself, the premises can still be moved. It doesn't really take much to be able to receive the first customers. Ideally, there should be the opportunity on site to weigh or measure the goods for sale in order to be able to calculate prices. Since the eye is always there, the garden fruits should always be easy to examine. Fruit, vegetables and other products can be presented naturally in wooden boxes or on shelves. A market stall atmosphere is created in no time at all.

If you do not want to pay in advance for packaging materials, you can also ask your customers to bring their own containers for transport for the sake of the environment. There are almost no costs for opening your own small sales stand and the sale of the rich harvest can immediately improve the household budget. At the same time, the risk of losing business is also reduced if a harvest should not turn out to be so profitable or if the interest of customers leaves something to be desired in a year's time. With the lowest possible financial investment, every tomato sold is a net profit and the sale is really fun.

Hobby gardeners who want to sell something more professional can of course also set up a small farm shop. Simple shelves usually already serve their purpose. However, they should be quite stable, as all types of crops usually have a certain weight. When it comes to decoration at the vegetable stand and in the farm shop, the following applies above all: less is more. The colorful products that are for sale here mostly speak for themselves and do not have to be trumped by additional decorations. A few fresh flowers, a seasonally braided wreath or a few wooden objects are completely sufficient, because naturalness and naturalness make the special charm of a farm shop.

Self-service desired

Gardens where you can pick and harvest yourself are also particularly popular. Families with children who do not have their own garden like to use the opportunity to work a little in nature and first of all harvest their purchases themselves. It's fun and at the same time brings many hard-working harvest workers who can help with gardening.

What has been offered as a special highlight in larger farms and plantations for a long time is also available on a smaller scale in the home garden. If summer and autumn promise a particularly rich harvest, happy harvest afternoons can be announced in the neighborhood. The harvested fruits can of course be tasted on site and taken home in the desired quantity for a lower purchase price.

Above all, such an action can contribute to a successful start with your own farm shop. Salespeople and customers get to know each other better and word of the new shopping option gets around. After all, positive word of mouth is still the best form of advertising, especially in regional retail.